Discover the Best Insights for Every Stage of Retirement

CITs in 403(b)s Saga Adds More Twists and Turns

While some consumer groups urge lawmakers to reject a bill that would allow collective…...

10 ‘Wealthiest, Safest’ Retirement Towns

GOBankingRates is back with another ranking of U.S. retirement havens fancied by wealthy…...

How Content Creators Can Overcome YouTube App Issues and Maximize Side Hustle Income

YouTube is an essential medium for content creators, to showcase their work, interact with fans, and make money. However, YouTube's technical flaws can be quite disturbing and impossible to avoid whil...

Inherited IRA Rules That Can Surprise And Trap Heirs

Inherited IRAs often incur unnecessary taxes because heirs don't know some key rules....

Trump Tax Cuts And 11 Other Reasons To Skip A Roth Conversion

Prepaying income tax on a retirement account might be a good idea. Or it could be a really bad idea. Read this before pulling the trigger....

12 Year-End Tax Planning Strategies to Keep More 2024 Money and Prepare for Future Wealth

These 12 year-end tax tips for retirement will help you minimize your 2024 taxes and reduce future tax bills. The post 12 Year-End Tax Planning Strategies to Keep More 2024 Money and Prepare for Futur...

José Andrés’ Fall Favorites

Caregiver’s Guide to Smart Home Tech...

What You Need to Know

Caregiver’s Guide to Smart Home Tech...

9 Year-End Money Moves to Make Now

Boost your retirement savings, lower your taxes and get the most out of your health insurance....

The Three Financial Questions Every Retiree Asks (or Should)

Unless you can answer these three important questions, you may be at risk for the biggest retirement worry there is: Running out of money....

Aging Parents & Finances: A Financial Talk Every Family Should Have

As our parents age, it’s natural to start worrying about their financial well-being. But how do you approach a conversation about money with the very people who raised you? We get it. It’s...

The Bucket Planning Strategy: Your Key to a Reliable Retirement Plan

How can you do more of what you enjoy in retirement? Start by creating a plan. Watch a free clip from the “Retirement Ready: Building Your Financial Plan” online […] The post The Bu...

Best options for medical coverage if you retire before medicare age

I have been seriously contemplating retiring early. My biggest concern is medical coverage. Me and my wife are 56 years old and are looking retire as soon after 59 as possible. We have a 24 year old d...

Retirement planning by the hour or fee based investing?

Hi. We're about five years out from retirement. Want to safeguard our nest egg while maximizing any possible returns. Most of it is in pre-tax IRAs. Financial advisor proposes one of two ways to move ...

Dealing with "retirement guilt?"

I'm struggling a bit with something and wonder whether others have too. I guess it feels like a certain guilty feeling as I think about retiring. I'm in higher education and have been teaching full-ti...

Your Guide to Happy, Healthy Pets

Your Guide to Happy, Healthy Pets...

Everything You Need to Know

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True Finance Review 2024: Is True Finance Trustworthy?

True Finance is a trusted cash advance app offering up to $100 interest-free, plus tools like credit monitoring, identity protection, and income opportunities. Learn how True Finance provides a low-co...

The 4% rule vs RMD requirements ?

I typed some semi-realistic numbers into RMD calculator. It seemed like the withdrawal amount was way way more than what my 4% would be in that same year of retirement. Is the RMD close to the same ea...

Has anyone worked longer, like an extra year, to give your earnings away?

So my wife and me (late 50s) are in good shape financially and health-wise and we have the ability to retire comfortably at 62 or 63. I have a job I like that pays quite well. We have some rental inco...

Six Missteps to Avoid as You Transition to Retirement

Don't lose sight of your finances when you finally reach retirement. These six classic missteps can chip away at the nest egg you’ve worked so hard to build....

Your Life Can’t Wait! Learn To Decumulate.

As you approach retirement, an accumulation mindset will not be ideal once you’re on the other side of full-time work. It's critical that you understand decumulation....

Concert and movie clubs - great deal in retirement?

I just caught a show at a fantastic small venue less than a mile from me. The venue is really eclectic - they host jazz, crossover country, rock tribute bands, comedy, you name it. They have a “...

Hiring a financial planner for a CD ladder

One of the concerns for a good financial plan is immediacy of money. The guy I'm talking with has a money market type bucket for money that is readily available (no charge for this service). A second ...

Home maintenance in retirement, is a Home Warranty a good investment or scam

I have been retired for a year and my wife will be retiring soon. We own our small home (1100sq/ft) and do what ever maintenance our selfs. But we don't do our own, plumbing, electrical or roofing etc...

Help me understand the 4% rule. Doesn't it assume I don't make money?

Yes, I understand that things can go bad. But over the long run investors haven't lost money for decades. IDK, I can get a 12% long term bond for 7 years. Put 1/2 my money there, that covers the 4% fo...

Smart Borrowing: How Flexible Credit Lines Can Support Your Financial Independence

Achieving financial independence requires strategic planning and smart decision-making, especially when it comes to borrowing. Unlike traditional loans, flexible credit lines offer a dynamic approach ...

Scared To Spend? (You’re Not Alone)

It’s hard to spend money in retirement. I get it. I’ve been there. That paycheck has stopped, inflation is rampant, and you’re afraid your money may run out before you […] The...

How to Apply for Social Security

There are two ways to apply for Social Security retirement benefits....

Thrift Savings Plan Contribution Limits for 2024 and 2025

Thrift Savings Plan contribution limits are rising to $23,500 in 2025 from $23,000 in 2024. Plus, new catch-up limits for people 60-63....

To Future-Proof Retirement Security, We Need Better Strategies

With retirees living longer and the inequalities that affect women and people of color, the retirement system needs some optimization. Here’s what would help....

A Simple Plan to Fix Social Security? Be Suspicious, Very Suspicious

This proposal would undermine support for the program and delay a real solution. My clever friend, and occasional co-author, Andrew Biggs is up to mischief again. He and his lawyer co-author Kristin S...

Ask an advisor: How can I Trump-proof my finances?

Not every investor is expecting a Trump boom. Some expect a crash. How should they adjust their finances — if at all?...

'FIRE' ETFs catering to retire-early strivers make their debut

Two new ETFs, the FIRE Funds Wealth Builder ETF (FIRS) and FIRE Funds Income Target ETF (FIRI), cater to the growing FIRE movement....

A Plan for Reliable Lifetime Income Using Bucket and Income Floor Strategies

This is a deep dive into developing a retirement income plan using the concepts of an income floor and a three bucket plan comes from Glen Nakamoto, a long time user of the Boldin Planner. Here is Nak...

Think Abundance and Be Grateful: The Secret Mindsets for Building Wealth

Feeling grateful creates a sense of abundance and that has powerful wealth building powers. Learn how. The post Think Abundance and Be Grateful: The Secret Mindsets for Building Wealth appeared first ...

How To Have Difficult Conversations With Stubborn Aging Parents

Maybe you’ve been meaning to talk with them for future planning. Resistance gets in the way. Consider these tips to get the difficult conversation going....

Medicare Premiums For 2025 Rise 5.9%, Other Out-Of-Pocket Costs Increase

Medicare Part B premiums and other costs for beneficiaries will increase in 2025....

My Workout Routine (Muscles at 50!?!!)

Some friends and readers have asked me about my workout routine. Before I begin, please note that I’m an amateur. Before you take fitness advice from a nerd on the internet who plays with plasti...

Return On Effort (ROE) Is Your Key To Unlocking A Better Life

If you want to optimize your life, it's essential to understand the concept of Return on Effort (ROE). The higher your ROE, the more you get out of your efforts, making it an invaluable framework for ...

401(k) fees are lower but still hard to understand. Planners can help

A government watchdog reports that Labor Department regulations haven't made much of an impact on the levels of disclosure and comprehension....

A Recipe for Financial Success: It’s as Easy as Pumpkin Pie

Do you have all the ingredients and the right recipe for financial success? It needn't be complicated. In fact, it can be as easy as pie. The post A Recipe for Financial Success: It’s as Easy as...

Is Sermo Legit? Medical Surveys for Money

We’ve all seen the ads for paid surveys. They’re easy to ignore at first, but after popping up a few ... Read more...

The Things You Can’t Buy

I recently got back from a trip to Kosovo to visit my now fiancée's family (more on that in a moment). Kosovo is located in southeastern Europe in the heart of the Balkans (east of Italy across...