New Social Security Tax Reforms Change Benefits in Two States
As the calendar turns to a new year, some retirees have tax reasons to celebrate....
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As the calendar turns to a new year, some retirees have tax reasons to celebrate....
People often think of legacy at the end of life. Legacy is now and never too late. Live how you want to be remembered....
I gave work a 6 month notice and we're down to a couple of months left. They haven't made much progress in hiring a replacement so my director is already making noises about me helping to interview th...
The idea that you have to tell your elders what to do or take over things for them seems strange. Understanding your own resistance can help you get past it....
Most experts agree without intervention from Congress and the president, the Social Security system will be unable to meet its full obligations within the next eight y......
I spent the last 13+ years of my career in IT as a manager, but I’m still a techie at ... Read more...
Today, we tackle a question many retirees face: Can you manage your taxes with DIY software like TurboTax, or is it time to bring in a professional? We'll explore the challenges of navigating tax comp...
Time for another titillating fitness update. I last posted at the end of September. Since then, I’ve been hitting it hard at the gym. Maybe too hard… Obsessed When I get obsessed with som...
My spouse needs to start ss payments BEFORE full retirement age. Do we specify to start the month of the birthday, when the payment amount changes, or the month AFTER the birthday?...
People who are caring for kids and aging parents at the same time can take a hit mentally and financially, so make sure you're tapping into all available help....
TL;DR I love retirement and have no regrets. I’d like to share some thoughts after being retired for a full year. -I’m still amazed at how easy the transition from worker to retiree was. A...
Social Security is more confusing than ever. Myths abound. Here, you’ll find a complete set of 25 facts to help you understand Social Security and its benefits....
Ever wondered how you could achieve financial freedom without waiting until you’re 65? Or how you could work less now, but still retire comfortably later? That’s exactly the kind of balanc...
Buying a home is one of the most exciting decisions you’ll ever make, right? It’s also one of the most expensive, if not the most expensive. Many people spend months planning their budgets...
… finish the following message for our sub’s lurking youngjns. Things you wish you would have done differently if you have a chance to tell your younger self. Dear younger self, …....
Did you miss any of our new features in 2024? Are you taking full advantage of the updates? Can you guess the favorite tools in the Planner? The post Boldin Recap: Are You Taking Advantage of Everythi...
Set financial goals and resolutions for 2024. Here are 28 things to consider to set yourself up for a secure and happy future. The post Financial Goals and Resolutions: Prepare for a Great 2025 and Be...
I'm reaching out to encourage everyone to contact their representatives and support President Trump's proposal to eliminate income taxes on Social Security benefits. Here's why this matters: Key Point...
Happy New Year everyone! I hope you’re enjoying the time off and doing some reflecting. I’ve returned to San Francisco and am ready to relax some more! Now that I've shared my 2024 year in...
In this episode of Root Talks, James and Ari dive into the reality that retirement planning can be tricky, with the fear of running out of money and the regret of underspending often at odds. The key ...
In the first few hours of 2025, over 229 U.S. workers earning over $50 million per year will have likely paid all their Social Security taxes for the entire year....
Thinking of retiring in Puerto Rico? Beach-loving retirees can look to the Caribbean for a scenic and sunny U.S. island to call their new home....
A guide to help you retire early in 2026, with a month-to-month list of achievable goals. What are you waiting for?...
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Keeping finances in order is a chore, especially in retirement, but these three simple and impactful moves will help you now (and your heirs in the future)....
What might be even better than having a Happy New Year? Having a purposeful 2025. Longevity experts who study "blue zones" where folks live the longest have popularized the Japanese concept of "ikigai...
? Show Notes Welcome to 2025! In this episode, we kick off the new year with Tanya Nichols from Align Financial to discuss the unique considerations of retiring single with no children. As part of our...
I'd like to get a cabin but know nothing about doing so. I've got $76k in an account that I could dip into. I ve near St Louis. What I'm thinking is having just the basics. A small structure in a rura...
What’s worked for you in establishing new friendships, social connections, and community in retirement? Did you find existing groups to join, or start your own? I’m looking for real succes...
LJ and Kelly share their inspiring journey of embracing a retirement lifestyle before fully retiring. Motivated by Kelly’s experiences as a physical therapist, witnessing many patients unable to...
Author and podcaster Dr. Jordan Grumet explores how to create your purpose instead of waiting for it to find you....
Retirement is just around the corner for Gen X. Here’s what they need to know....
Preparing mentally and positioning your portfolio accordingly will help set folks up for financial success in the year-ahead....
With 2024 almost done, I'd like to share my year in review. For the vast majority of investors, this was a banner year, with the S&P 500 up ~24% and real estate prices in most of the country conti...
Today is the anniversary of my last day of work six years ago. At the end of the workday on December 31, 2018, I became free in a sense. That was the day my early retirement began. If you’ve dre...
As retirement approaches, keep an eye out for the last remaining bumps in the road that could put a serious dent in your hard-earned savings....
Make sure your family’s property assets are stewarded from one generation to the next...
If you set up a 529 education plan for your children or grandchildren that is no longer needed for education expenses, there is a new game in town....
As we wrap up 2024, it’s time to focus on personal finance tips for 2025. Make getting your financial house in order your main 2025 resolution. Not only is it possible, but it is also something ...
I turn 65 in a couple of months and am starting to explore the options for Medicare. I have visited the government website to read through that information. And of course I have tossed the millions of...
I am getting close to pulling the pin, but my house was built in 1994 and it’s showing its age. It needs new windows, a new garage roof, a new furnace and a roof. And to top it off, we have a ca...
My retirement advisor is recommending that I put roughly half my current retirement savings (from my pre-tax IRA) into a Fixed Indexed Annuity with a 10-year term. The upside is that you are not suppo...
The exact date your first Social Security January benefit arrives depends on what day of the month you were born, generally. Payments follow the month that they are due, so your January check is for y...
Does it make sense for Alex and his wife in Massachusetts to do Roth conversions now to the top of their eventual tax bracket? Steve in San Diego got serious about saving for retirement after Joe and ...
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) As the current year comes to a close we have to wonder what’s waiting around the corner. Nothing is guaranteed but I think we&rsquo...
The former talk show host called retirement a 'myth.'...
Happy New Year! It’s the time of year that we ask you to perform your actuarial valuation to measure your Funded Status. We have updated the Actuarial Financial Planner (AFP) spreadsheets for th...
As the holiday rush fades, another shortened trading week could still spark outsized moves, with housing data poised to confirm ... Read more...
Other families, especially high-net-worth ones, can benefit from Johanna and Antonia Bennett's experience encountering estate disagreements....
You really can defer RMDs and lower taxes while at the same time increasing the long-term growth of your IRA. Here's how....