Curated articles and podcasts from trusted financial experts and real retirees.
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And by lately, I mean the past several years or more. The value of the S&P 500 index of stocks, where most of us hopefully have a good chunk of our retirement savings stashed into index funds, is ...
Your portfolio's bond allocation depends on factors such as age, risk tolerance and market conditions....
Proposed legislation may require after-tax retirement contributions, affecting savings strategies....
One of the biggest ironies in retirement is that the people who save and invest the most often struggle the most with actually spending their money in retirement. In this video, I’ll walk you th...
There will inevitably be things you lose in retirement. But it's not all gloom and doom. Most people find happiness in retirement: here's how....
Longtime Senator Mitch McConnell (R-Ky.) announced on the day of his 83rd birthday that he is not seeking reelection in 2026. How many other Senators hold the distinction of serving their country for ...
Growing up in America, you learn to observe quite a few things. Officially, we are the richest country in the ... Read more...
What are you supposed to do if you're laid off or fired and you don't have an emergency fund in place? Here are seven steps you can take. The post Fired Without an Emergency Fund! appeared first on Th...
We’ve heard this hundreds of time... 'I wish someone had warned me about this when I retired.' More often than not, they're referring to one of five key challenges that catch many retirees by su...
SSA.gov - Social Security Fairness Act: Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) update (02/25/2025)...
FUD — fear, uncertainty, doubt — is running rampant these days, but that doesn’t mean retirement savers need to react. Here is why it pays to stay the course....
I kick off this month’s resources with a novel and useful idea that is applicable to all of us as we age and become vulnerable to cognitive decline. We’ll take a closer look under the hood...
I keep reflecting on how incredible 2024 was. With the S&P 500 up 23%, Bitcoin surging, and residential real estate climbing in most of the country, personal finance enthusiasts have had an amazin...
Even with a power of attorney or joint bank account, the Social Security Administration may hamstring your financial representative without one of these....
Retirees, career changers, and anyone tired of the daily grind all want the same thing, a job that pays well without sucking the life out of them. The good news? Plenty of “boring” jobs do...
Retirees looking for an active lifestyle are turning to retirement communities like Latitude Margaritaville. Here’s what it’s really like to live out your retirement in one of their three ...
Many investors who prospered from gold’s bull market will be surprised by how profits on their gold investments are taxed....
A good investment portfolio is diversified, low-cost, passively managed, and consistent with your risk tolerance. Which one is best for you? The post Best Investment Portfolios — 150+ Portfolios...
Dreaming of retiring overseas without being limited to just one place? Try semi-retiring abroad. What you need to know about visas, taxes and the best countries for expats....
Knowing what your three tax buckets are and how to move savings from the tax-deferred bucket to the tax-free bucket can make a big difference in retirement....
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Hello, I have a HELOC of approximately 200,000. I am semi retired. I need to withdraw approximately 80 K per year to supplement my income. I am not collecting my pension or Social Security yet. once I...
I don’t know if you’ve noticed, but there’s a lot of financial companies in Canada eyeing your RRSP like a starving hyena these days. It’s a trend initially started by WealthSi...
Hello all! Just a few months as a full participant in this sub and loving it! So many helpful people here. One thing I'm having trouble deciding is what to do with my work related social media account...
Americans need to pay more attention to making sure the money they’ve saved will last through retirement....
Are you optimistic about the stock market this year? Investor sentiment turned negative last week and the stock market sell-off has begun. Will the stock market decline next week? Nobody ... Read more...
I like to keep things simple. Making money is complicated only if you decide to make it that way. Most people get caught up in trends, take bad advice, and waste time on things that don’t actual...
I have a friend who complains that he spends way too much time doomscrolling on multiple SM channels now that he’s retired, and he doesn’t really know how it got that way so fast with him,...
Tl;dri need to change my investing/debt payoff/savings strategy because of my age (and lack of sleep). I'm looking for responses from people who understand how finances and investment strategies chang...
I'm retiring in about 7 months (wahoo!) just after I hit 59. Right now at work I'm working on/pushing some major strategic initiatives and training my protege to take over when I leave. It feels like ...
Just woke up again to the stereo system blaring in the living room. He mutes it and forgets to turn it off before bed then after several hours the mute will timeout and the sound come back on. He also...
Wisdom pauses, asks more questions, considers, calibrates, compromises, and yes—wisdom changes course....
True Link Financial offers a debit card with spending controls expressly designed for people with dementia, other cognitive deficits or addiction issues....
Follow this detailed walkthrough of how to report a Roth conversion in FreeTaxUSA after recharacterizing a Roth IRA contribution in the same year. Learn the Nuts and Bolts I put everything I use to ma...
Minimizing taxes on Social Security is an essential consideration for many retirees....
In arecent podcast, syndicatedcolumnist Helen Dennisand I discuss her program for “renewment” as opposed to retirement. Specifically aimed at career women in or moving towards retirement, ...
Believing these myths about retirement could set you down the wrong path. Separating fact from fiction can help you approach your retirement with confidence....
Burnout, a need for a change and/or a desire to stay engaged often propel people to start a new professional chapter. This is how you can do it....
From higher Social Security benefits to increased spousal and survivor benefits, federal employees have much to gain from the Social Security Fairness Act....
So if impropriety actions occur and data is compromised the DOJ will uphold the law and protect us? Seriously? The DOJ that Trump has inserted a MAGA Loyalist. The same group that is loyal to what Mus...
Let’s journey back in time and discover how a celebrity-loving dentist turned The Beatles on to a different way of thinking about life. The post How a Morally Dubious Dentist Changed The Beatles...
The power of “ONE” If you take a seed and plant it upside in the ground, the sprouting plant will ... Read more...
Here's how TIPS works and whether it's a better deal than nominal bonds or other inflation-protected bonds like I Bonds. The post Treasury Inflation Protected Securities (TIPS) — What You Need t...
States with net losses of residents are developing innovative and aggressive ways to capture tax revenue from their expatriates, such as the "exit tax."...
Remember when a night at the movies or a round of mini-golf didn’t feel like a luxury purchase? Those days are gone. Everything fun now comes with a price tag that makes you double-check your ba...
Boomers built wealth in a way no generation has since. They played the game when the rules were different, and they played it well. While younger generations struggle with soaring costs and economic s...
Saving money is a skill. Some people master it early, while others chase deals, clip coupons, and follow bad advice that does nothing but drain their bank accounts. The worst part? A lot of the so-cal...
Retirement is a difficult transition. Retirement Readiness is the key to making it easier. As I was preparing for retirement, I talked with some of my co-workers who retired before […] The post...
Making incorrect assumptions about tax brackets, tax-loss harvesting, charitable giving, estate taxes and more can cost you big-time in retirement....
While the law seeks to level the playing field for many federal employees, the sustainability of the Social Security system is now facing even more challenges....