Curated articles and podcasts from trusted financial experts and real retirees.
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To make sure you're in control of retirement spending, rather than the other way around, allocate funds to just three purposes: income, protection and legacy....
Wrap up 2024 with these essential tasks, tax tips, and investment insights from a seasoned FAANG FIRE pro. Get ready for 2025 with smarter, more strategic finances....
I am deciding whether or not to convert. I will be working for at least 10 more years. By then my tax-deferred funds will be slightly over $2 million. I want to convert at least $250k over a 5 year ti...
Corporate bonds are a cornerstone of many investment portfolios, valued for their ability to generate steady income and offer moderate risk. Whether you are diversifying your investments or seeking a ...
This post focuses primarily on the implications of assuming, or planning, to live longer than one’s life expectancy. For the purpose of this post, we are going to assume that when you are asked ...
Are there many retirees that are concerned about buying health care on the ACA , if the subsidies expire at the end of 2025? What will happen to people with pre-existing conditions? How will retired p...
My wife and I (61 & 58) have several retirement accounts: Trad 401(k), Trad IRAs, Roth IRA, I-Bonds, and taxable brokerage. We will both have pretty good SS income as well. Planning to retire in 2...
Medicare regulators want beneficiaries to be told explicitly about some potential risks of signing up for Medicare Advantage plans instead of original Medicare....
The relationship between money and happiness is complicated, but the experts agree on these three eye-opening fundamentals....
Chrisis a mid-thirties small business owner that has operated multiple online endeavors. He built most of his wealth through a ... Read more...
Staggered retirement is increasingly common, but it can create financial and emotional challenges....
So what is done is done - Passage of HR 82 happened last nite in the Senate. But now we need more money to come into the Social Security Trust Fund ASAP to help make up for this $ 200 Billion being pa...
Though Social Security was designed to provide a safety net of about 40% of a retiree's customary income needs, there are millions of people for whom SS is at least 75% of their income. I'm not talkin...
I only recently learned of the Qualified Charitable Distribution (QCD) and am not an expert in the field. This is my understanding. If you already use this tool or have other thoughts, I'd appreciate ...
I am 60 (F) and I have lived and worked in Canada all my life. I have been fortunate to work for two places where I could build/accumulate company pensions. I also have a small locked-in retirement ac...
Instead of making New Year's resolutions, consider making some money moves that could help save you big bucks on your taxes....
Exam preparation often involves securing textbooks and study materials, and making a time and effort commitment. But it’s important not to see this as just a cost - but rather as a strategic inv...
Hi all - I work for the state of NC and plan to retire soon (target date is 2/28/25). The state offers "retirement counselors" but I have received no response to my emails or voicemails regarding fair...
Aging parents can use threats, money and power plays to manipulate adult children. Recognize what this behavior means and what choices you can make to handle it....
The decision to retire is complex enough. But throw a family farm into the mix and it introduces a host of issues most people never think about. How long will the farmer be physically capable of doing...
What do Arnold Schwarzenegger going vegan, the U.S. advocating for lower carbon emissions, and Warren Buffett calling for higher capital gains taxes all have in common? They are all examples of what I...
Living a long time in retirement with limited financial resources means you’ll need to be resourceful and creative to live long and well....
Toys come and go, but opening a Child IRA allows you to give the gift of a lifetime. Here’s what you need to do....
“Flexing” is a slang term that means showing off or boasting about one's accomplishments, possessions, or skills, often with the intention of impressing others. For example, someone might ...
New for 2025, employees 60 to 63 can save an additional $11,250 in their 401(k), but should they?...
We answer a question from a 44-year-old Pittsburgh bus driver earning over six figures annually who maxes out a Roth IRA, contributes 10.5% to a 457 plan, and is covered by a pension. He owns five ren...
Discover if Dave is the best cash advance app in 2025. Our in-depth review covers its no-interest advances, low fees, budgeting tools, and pros and cons to help you decide if it's the right fit for yo...
My friends at Apex Money recently shared an article that made me think. The article was from the Harvard Business Review and highlighted 7 Hidden Traps of Retirement, which the […] The post 7 H...
Assess the cost considerations of long-term care insurance for retirees and pre-retirees....
Trust and communication are vital for older generations to pass down the values required for building, preserving and growing their family’s assets....
Even as they approach retirement age, half of Gen Xers have not done any retirement planning....
Discover the opportunities and limits of modeling your Roth conversion opportunities and get 6 tips for doing better. The post Planning for Uncertainty: Why Roth Conversions Require Iteration, Not Per...
New research on cross class friendships is another data point on why we are better off when we mix across wealth, health, and age. The post Cross Class Friendships: Why Having Friends with Money is a ...
Those at or near retirement need to account for slightly higher tax brackets, as well as higher Basic Personal Amount and OAS clawback thresholds, among other changes for 2025. The post What retirees ...
So, I retired a few months ago. During my career, I did a lot of voluntary work for charities. Mostly this coniststed of assessing grant applications, editing a journal, serving on advisory committees...
Spouse and I are recently retired. All of our assets have designated beneficiaries (each other, and then daughter is contingent beneficiary once we are both deceased.) Since she is our only child, I'm...
Many middle-aged adults nearing retirement face anxiety over uncontrollable factors like Social Security cuts, lower investment returns, and increasing tax rates. Ari and James discuss how fear of the...
Getter a better night's sleep in 2025 by overcoming these four retirement fears....
When business owners contemplate retirement, their first step should be maximizing the value of their biggest asset. Here are a few steps that could help....
Placing a security freeze at ChexSystems helps prevent someone from opening a bank account in your name. Also check your ChexSystems report and score. Learn the Nuts and Bolts I put everything I use t...
Ask family caregivers what sort of government support they want and their answer is clear: They want upfront cash....
Adopting a new view of the stages of your retirement years will help you live long and well in retirement....
Author and executor advisor David Edey shares how to prepare your estate and your executor to leave a legacy behind instead of a mess....
Reviewing your estate plan is an important part of the year-end review sessions that we hold at Keen Wealth. At least annually, folks should make sure that their plan is still in sync with how they wa...
One of the reasons my team at Keen Wealth puts so much care into personalizing our comprehensive planning process is that there's no one path to a successful retirement. Yes, we often incorporate some...
On the last episode of 2024, we continue our “Stocking Stuffers For Financial Freedom” conversation. We hope you enjoy the Holiday Season and we look forward to reconnecting in 2025. Glenn...
Ease into retirement at your own pace and in a way that aligns with your interests....
Will the TCJA Estate and Gift Tax Provisions Really Sunset?...
With another strong year in the stock market, it’s time for investors to celebrate! While marveling at the growth of your portfolio is satisfying, a more rewarding way to celebrate is to actuall...
Unlike a more passive refund, this type requires you to work for it. First you have to activate the card. Then the fun begins....