Curated articles and podcasts from trusted financial experts and real retirees.
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It has been more than 6 months since I invested $100,000 into a Direct Index that tracks the S&P 500. I share how it went and why I decided to add another $74,000....
Learn how to find meaning and purpose in retirement after a life in public service with retired librarian and current retirement coach Susan Hawk Schneider....
Financially speaking, should Old Bear in Northern Kentucky marry his Honey? How should Sebastian in Virginia navigate the financial aspects of his separation? That’s today on Your Money, Your We...
? Show Notes In this episode, we explore the complexities of retirement planning amidst a rapidly changing economic landscape. Join us as we discuss the importance of having a structured decision-maki...
ProFeds Founder, Chris Kowalik, reviews the IRS rules which allow you to take from your TSP at various ages (and if you’re allowed to access TSP between now and 9/30). KEY TAKEAWAYS: How do empl...
ProFeds Founder, Chris Kowalik, highlights what federal employees need to do to keep their government health insurance (FEHB) and government life insurance (FEGLI). KEY TAKEAWAYS: What requirements mu...
The beauty of hard work is that any able-bodied person can do it. If you put in more hours honing your craft than the average person, chances are you’ll achieve far greater success than the aver...
For nearly 50 years after Social Security's inception in 1935, benefits were not subject to federal income taxes. That changed in 1983 when Congress introduced taxation on benefits for higher-income r...
ProFeds Founder, Chris Kowalik, addresses federal employees who are on the younger side with only a few years of service to see what opportunities may exist with the deferred resignation offer. KEY TA...
ProFeds Founder, Chris Kowalik, addresses federal employees who are close to being eligible to retire, but don’t meet the requirements for an Early Out (VERA). KEY TAKEAWAYS: Who falls into this...
ProFeds Founder, Chris Kowalik, discusses how the Deferred Resignation applies to federal employees who are already fully-eligible to retire (and what to do if you’ve already filed for retiremen...
ProFeds Founder, Chris Kowalik, discusses how the Deferred Resignation applies to federal employees who have met their Minimum Retirement Age, but don’t have the years of service necessary to be...
I wish I lived closer to DC because I would be in the streets demanding trump's resignation and the resignation of all Republicans in Congress. I would also demand Elon and his butt boys arrested for ...
Tax season isn’t exactly anyone’s idea of fun. But what’s worse than filing taxes? Overpaying them. The good news is you don’t have to spend hours sorting receipts to save mone...
Wife and I are 63 and now that her knee surgery is over are wanting to plan some vacations. We have been to a few places es, Alaska, Canada, carribean. But what i want to know is for the man and wife ...
After almost 18 years at this job (controller and office manager), Friday was my final day. It felt good, my replacement is well trained, and I feel like I left the company in good hands. It was just ...
At 70, I felt a phase of my life close and another open. Having retired at 63, I have been a competitive tennis player and gym rat for the last 40 years. However, joining the septuagenarian club struc...
Hey Everyone! January was a hectic month for me. Our rental is vacant and I’ve been getting it ready for sale. Mrs. RB40 and I also had some health issues ... Read more The post January 2025 FIR...
With inflation taking a big chunk out of everyone’s paycheques, it seems like becoming financially independent is becoming increasingly hopeless. But have you considered that you may already be ...
What do the Trump Administration tariffs mean for your investment portfolio? And what steps should you take to protect your money? The post Staying the Course Despite the Trump Tariffs appeared first ...
Retirement income plans often don't include late-in-life health or long-term care expenses. Here's how to cover for the unplanned withdrawals to pay for those....
To read this story on KSL.com, click here. Are you counting on Social Security as an important source of income in retirement? You’re not alone. Nine out of 10 Americans…...
Keep these changes in mind when preparing returns to help maximize refunds or lower amounts owed....
The Silver Wave is here: As Baby Boomers enter their senior years, they stand to leave significant assets to their heirs. Knowing what to do with an inherited home, and how it fits into a person&rsquo...
Caring for parents and children can be a balance. But with a positive, proactive approach, navigating these requirements while planning for a secure retirement doesn’t have to be a high-wire act...
Sahil Bloom of The Curiosity Chronicle a top thought leader on personal development and growth. This article reflects his thoughts on how to think about wealth....
Inflation, uncertain markets and a limited Social Security COLA are among the financial hurdles for retirees in 2025....
Figuring out where you stand in the financial world isn’t always straightforward. There’s rich, there’s middle class, and then there’s the upper middle class: a comfortable spo...
Federal workers have a constellation of retirement benefits, and assessing them can get complicated fast. Here are five high-stakes decisions to focus on....
In this episode, Nancy shares some of the things she has learned throughout her 30 years of working in the field of retirement planning. As she heads into retirement herself, she reflects on her exper...
Today, we're diving into a topic that affects everyone, regardless of age or financial status: how age and wisdom impact financial planning. No matter where you are in life, your financial goals and p...
Are you finding it hard to transition into retirement after living frugally and saving diligently for many years? In today's episode, Nancy shares the story of a couple who struggled with the idea of ...
Recent surveys have shown that Americans are feeling more financially stressed due to inflation, economic instability, and lack of savings. People are unsure about creating a budget, where to invest t...
Today we are following up on last week’s episode to talk a little more about taxes. Filing your taxes can feel overwhelming, and when you’re near or in retirement, there are some additiona...
With Tax Day right around the corner, we wanted to record a timely episode to answer your tax questions for 2023. In fact, tax filing season might look a little different this year than it has in year...
Do you ever feel like your retirement planning goals are always moving? You're not alone. We’ve found that people often move the goalposts in their own retirement planning, often to their detrim...
The first quarter of the year is always a time when people begin thinking about taxes just a bit more. That yearly filing will often stir up a few financial questions and get people asking about strat...
Saving in your 401(k) can be an easy and painless way to build your retirement savings. But because it’s so easy and painless, it can also be easy to ignore for long periods of time, which often...
Another year is upon us and it’s a great time to assess how ready you are for retirement to kick off 2023. If you’re retiring this year, it’s essential to have some concrete answers ...
Talking to our children about money can be difficult. Especially discussing our own net worth and what will be left to them. Many people fear their children will only care about their money, they migh...
Navigating retirement planning can be overwhelming for some. We like to open our door to questions from our listeners so we can offer you educational answers that could help you on your journey to ret...
While some people are eagerly waiting for retirement, or are already blissfully enjoying their newfound leisure, others can’t imagine leaving their careers. We have heard people say they fear th...
Now that people are traveling more again, many of us are packing our bags and going through the process of thinking through what goes into each suitcase. Believe it or not, this is much like financial...
Are you worried about taxes, particularly in retirement? Preparing for the tax bill now can save you a lot more in the future. On today’s episode, we are going to explore some common questions w...
Let’s put retirement planning and preparation under the microscope. On today’s episode, we’re going to do a retirement planning pop quiz. Follow along and test your retirement planni...
Today, we’re opening up the mailbag and answering some retirement questions we get from our listeners and clients. George says he has all of his retirement savings in one IRA. Should he move som...
What does a soccer game have in common with retirement planning? On today’s episode, we are going to break down the retirement playbook and what lessons we can learn from retirement’s All-...
Investing can often feel like riding a rollercoaster of exciting highs and daunting lows. This week, we’re digging into the intricacies of the financial planning process, focusing particularly o...
From President Trump’s upcoming tariffs on Canada, Mexico, and China to the historical legacy of the “Chicken Tax,” tariffs have shaped economies and industries in ways both expected...
Generative AI tools are quickly becoming part of daily life and work for millions, changing how people create, solve problems, and interact with technology....