Curated articles and podcasts from trusted financial experts and real retirees.
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Most people appreciate the assets or sentimental items that comes from an inheritance. But if you don't want it, here's what to do. The post Disclaiming an Inheritance: How, When, and Why appeared fir...
This week, we’re diving into a question about the tax treatment of Special Needs Trusts. There are two types—First-Party and Third-Party trusts—but how does each one affect taxes? We...
As I watch my stock portfolio correct, I take solace in knowing that my real estate portfolio continues to chug along despite the chaos, fear, and uncertainty. With mass government personnel cuts, new...
Taxes are one of those things people love to hate. Every year, millions rush through their returns, hoping they don’t owe too much or, better yet, get a decent refund. But in that rush, plenty o...
Retirement should be about enjoying life, not obsessing over every dollar. Old habits die hard, and for good reason, many Boomers built their wealth through smart saving. But not every frugal move is ...
“The Millionaire Next Door” by Thomas J. Stanley and William D. Danko provides a groundbreaking look at the true nature of wealth in America. Based on extensive research, the book reveals ...
Just received a notice from SSA that I may be eligible for a pension from a firm I worked at years ago. It’s not an insignificant amount. That company, though, was bought by another company, tha...
Hey all, I’m a few years out from retirement and I’m paying off things, saving for the insurance shortfall until Medicaid kicks in, etc. I’m throwing most of my “extra” m...
This will be my first full year of retirement. SS, a small FERS annuity, and 401k (TSP). Since I’m not having any Fed withholding on my annuity taken out, my tax guy says I need to be making qua...
In the weeks following the Presidential inauguration, the administration’s approach to public health has begun to take shape through a ... Read more...
If spending makes you nervous, the 'Die With Zero' rule might be be for you. Because you don’t want to be the richest person in the graveyard....
Significant benefits throughout the rest of the year can be had if you take some time now to revisit your financial plan and adjust accordingly....
Company owners hoping to sell and stop working won't know whether an offer on their business is good enough unless they know their 'wealth gap.'Evan...
There is a good chance someone you know will not get their Social Security check in the next one to three months....
Nearly 84% of U.S.-based plans have an ERISA violation, spotlighting a need for independent benchmarking audits....
Canadians must begin taking RRIF withdrawals the year after converting an RRSP. What happens if you convert only part of an RRSP, and which withdrawal strategy may be the most tax-efficient? The post ...
Episode 465: The stock market has been driven lower because of extremely negative investor sentiment. But I think the reality is a much stronger economy. The trauma is self inflicted by President Trum...
Money stress is real. You work hard, pay bills, and still feel like you’re barely keeping up. But here’s the thing, what if you’re actually doing better than you think? Most people d...
California is suffering a severe doctor shortage. But then again, so does most of America. After only meeting 54% of ... Read more...
? Show Notes In this episode, Roger Whitney tackles the critical question of life expectancy in retirement planning. With statistics from the CDC, he guides listeners through the complexities of deter...
Children’s book author and CERTIFIED FINANCIAL PLANNER® Jamie Bosse explains how to teach your grandchildren about money....
In this episode, Sean breaks down the key questions you should ask when seeking advice from a Financial Advisor. With so many potential questions out there, it can be overwhelming to know which ones m...
Workforce cuts may delay benefits, shut down offices and create problems for retirees who rely on government assistance....
As discussed in our post of February 21, 2025, pre-eminent retirement researcher Dr. Wade Pfau has become an actuarial approach convert. You can hear Dr. Pfau and Alex Murguia discuss why they prefer ...
How to decide if an extra five years is worth it....
The consequences for missing a Medicare Part B premium payment can be severe, yet the issue often goes unnoticed until coverage is suddenly gone....
Technology and tech-enabled services are new costs in retirement planning and longevity preparedness....
You ever see someone’s salary and think, no way they should be making that much? Turns out, a lot of people do. Some jobs pay obscene amounts, while others barely scrape by. And every time someo...
My wife and I had a conversation recently about whether or not we should pay off our 2.3% mortgage or let it ride? It’s the kind of debate that gets people fired up. Some swear by the peace of m...
Letting your children know your intentions while you're still around to explain your reasoning, and while you can make adjustments, can limit discontent later....
My income is modest by physician standards, but it's still pretty darn good by American standards. Here's how I set expectations for myself. The post Setting Expectations for the Moderate-Income Physi...
To maximize Social Security Fairness Act benefits, retirees will have to minimize unexpected tax burdens....
401GO will power isolved's three retirement plans through the company's cloud technology platform...
The latest news from Principal, Prudential, Ascensus, and MassMutual Financial Advisors...
401GO will power isolved's three retirement plans through the company's cloud technology platform...
Under terms of the agreement, Ellevest will transfer their automated investing accounts to…...
As many leading companies abandon their DEI strategies, is the retirement plan industry on…...
The insurance provider will join the platform's Workday Wellness...
Fidelity Investments study delivers insights into the current state of women’s financial wellness...
Former SSA Commissioner O’Malley warns of potential system collapse as Democrats rail…...
Last year I wrote about a valuable but little-known income tax filing option called IRS Free File. With the 2024 tax season upon us, now is a good time to remind readers about the program, and share w...
Are You Spending Your Money on What Truly Matters? A few weeks ago, I challenged you to do the most important thing you can with your money this year—not Roth conversions, not optimizing Social ...
This is a request for response from any person(s) who received similar email as shown below: I ask as I only log into this account once a month, on the 10th, to check status and to find if there is an...
Hitting 50 isn’t just another birthday, it’s a financial checkpoint. Retirement isn’t some far-off idea anymore. The decisions made now will either set up a comfortable future or cre...
New York is known for being the city where dreamers come to make it big. Every expectation is just as ... Read more...
How much do Nick and Nora in Pittsburgh, and Doc Mc Muffin and her Mr. in Minnesota, need to have saved, and how much can they afford to spend in retirement? What are the disadvantages to Fred and Eth...
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FROM THE ARTICLE: AARP Urges Members to Contact Congress Now to Protect Social Security. Older Americans continue to raise concerns about payments, customer service. By Andy Markowitz, AARP. Published...
Do you really want advice? In life? In financial matters? Let's explore what we are seeking from others when we ask for advice....
Tom Hawkins says combining the power of the upcoming SECURE 2.0 change with the efficiency…...