Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 15862
Becoming a multi-millionaire is quite simple, but it buildig life change wealth was easy everyone would be doing it. Why you may never become a multi-millionaire....
White men’s unemployment rate has risen faster and their employment rate has fallen more than was the case for their counterparts since January 2025....
Even wealthy aging parents can overspend and enganger their financial safety. Adult children need to watch over finances and take action when spending is out of control....
People receiving Supplemental Security Income are is denied the ability to save for retirement. Hopefully this policy will change so everyone save for retirement....
Economic security — through annuities — is good for retirees' emotional and physical health....
Danger can pay, and sometimes it pays big. In 2023, the U.S. saw 5,283 fatal work injuries, a rate of 3.5 per 100,000 workers according to the Bureau of Labor Statistics. This gallery covers 16 jobs t...
How are everybody’s vehicles doing? I hope your car is going strong because new and used vehicle prices are more expensive than ever. The average price of a new vehicle ... Read more The post Is...
Let's go over some of the more controversial pieces of advice WCI gives, the things that people disagree with us about the most. The post The White Coat Investor’s 11 Most Controversial Teaching...
White men’s unemployment rate has risen faster and their employment rate has fallen more than was the case for their counterparts since January 2025....
Whether you sing, play Sudoku, jog or woodwork, pastimes offer unexpected benefits....
AI will increasingly affect your healthcare and finances, but young workers are primarily designing the systems and getting most of the jobs....
If retirement's a puzzle you're struggling with, try answering these five questions. The answers will guide you toward a solution....
Not all physicians or other high-income earners take their cues from John Bogle. Some have their own ideas about how to invest their money, The post Here’s Where Doctors Are Most Comfortable Inv...
I work part-time with benefits for a non-government hospital. I am told that after I retire, I have to stay out 3 months before I can reapply for a per diem (less hours) job, which is downtime I don't...
Side hustles might be slowing your FIRE progress. Learn a more effective approach to financial independence....
Thermodynamics vs. Your Retirement Portfolio The universe is rigged against your wealth (here’s proof) Dr. Chen, physics isn’t just theoretical—it’s ... Read more...
In its Weekend Reading for Financial Planners (June 7-8), Kitces.com and Adam Van Deusen included a link to and summary of our April 28, 2025 Advisor Perspectives article, “Advising a Retired Cl...
Bills are high everywhere. But some states are much worse than others. This gallery ranks the 20 most expensive states to live in using the Cost of Bills Index Report (COBI). It tracks real costs like...
It has been more than 2 years since my last post.  Maybe more importantly in round numbers it has also now been around 18 years since I started on my FIRE journey, 16 years since I started th...
Getting a master’s degree isn’t cheap. Tuition costs are up, competition is high, and too many people jump in without thinking about how long it’ll take to pay that bill back. That s...
Baby Boomers and Gen X are guilty of spending a lot of money. Here's a look at where their money goes....
Here's how to retire in Finland as a US retiree. It's ideal for those who value natural beauty, low crime and good healthcare....
Guyton-Klinger guardrails is a strategy that allows for a relatively large withdrawal rate during retirement. Here are the pros and cons. The post What Is the Guyton-Klinger Guardrails Approach for Re...
Greetings. I turned 55 this month and hope to retire in 4 and a half years. My wife and I want to retire in Italy at some point. My tentative plan is to convert my 401k at retirement to a joint life a...
I just got back from a trip visiting a friend about 1600 miles away. From his house, we took off, just the two of us. He has a little sailboat (a 14' gaff-rig catboat, sleeps 2), and he wanted a partn...
I have a large book collection. I’ve justified keeping them by telling myself I’ll re-read them when I retire, with the added perspective that age and, hopefully, wisdom give me. Am I kidd...
I retired at the end of June in 2024 at the age of 62 from my job as a clinical lab scientist at a VA clinic. My last boss was a micromanager who loved to play favorites and blame us more experienced ...
By the time it works through Congress to President Trump's desk, The One, Big, Beautiful Bill will probably have a few different details, and a different name. But the version of the bill that recentl...
If you've been scared into an all-cash position, it's wise to consider reinvesting your money in the markets. Here's how a financial planner recommends you can get back in the saddle....
Feeling burned out and underappreciated? Tired of managing people and just want to focus on your craft? Thinking about going back to school to do something more meaningful? If any of this resonates, d...
Your time is valuable, and so is doing things right. So get yourself a payroll service, bookkeeper, tax pro and insurance broker–and keep multiple lawyers on speed dial....
Here's a look at 3 overseas havens offering laidback living, excellent health care, and welcoming communites, ideal for U.S. Veterans retiring on a military pension....
If you want to switch your Medicare Advantage plan or enroll in original Medicare, you're not alone. Here's when it's a good idea and how to go about it....
Paying full price is usually a choice, just not a smart one. Retailers bank on urgency, impulse, and people who don’t know any better. But with a little patience and a solid strategy, most of th...
Thinking about reducing your 401(K) contributions in the current market? Here are six reasons why you may want to reconsider....
Combining a reverse mortgage known as a HECM with a QLAC (qualifying longevity annuity contract) can provide longevity protection, tax savings and liquidity for unplanned expenses....
Testimonials and a recent survey of Boldin users show how retirement planning increases financial confidence and can trigger earlier retirements. The post Boldin Users Show Striking Financial Confiden...
The Beige Book: what it is and what the latest report has to say about the economy (and therefore your life). The post The Beige Book, Explained and Takeaways for Retirement Planning appeared first on...
The first thing you need to do to gain financial control, is build emergency savings. Find out why and how much you need to have. The post Your Retirement Emergency Fund: Why Emergency Savings Are the...
Do it for your future self seems like an odd mantra. However, it will help you get the life you want. Find out why and how to do it. The post Do It for Your Future Self: How to Make Smart Choices Toda...
Your Social Security benefits might be at risk… and it could cost you $16,500 in benefits EVERY YEAR! Learn more on this special edition of Retirement Solutions Radio, “Your Social&hellip...
Are you planning to retire in the next five years? Don’t miss the latest episode of Retirement Solutions Radio, where Ryan Thacker reveals the five essential boxes you must check…...
In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on hobby losses, I bonds and Medicare premiums....
Regulators under President Trump are taking a neutral position on crypto, retreating from the Biden administration’s more cautionary stance....
I've made as much as $30,000 a year taking physician surveys. Here's how I do it and why it could be such a valuable experience for you. The post Physician Surveys Step by Step (And Why Making $30,000...
In this post, I present you with two thought exercises. The first helps me get off the hedonic treadmill that I seem to be addicted to. The second helps me live bigger which I also struggle with. Exer...
The labor market added 139,000 jobs and the unemployment rate held steady. But, there are signs, especially a drop in the labor force, that a slowdown may be under way....
The Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He ... Read more...
Should I continue contributing to my 401(k) or treat myself now?...
Small changes might feel pointless at first. A few bucks saved on groceries or a slightly lower utility bill doesn’t seem like it’ll move the needle. But stack enough of those shifts, and ...