IRMAA Could Have Surprised This Retiree: What You Can Learn From Her Experience
A financial adviser explains how a client could have unwittingly triggered the Medicare surcharge and what others need to know about it....
Curated articles and podcasts from trusted financial experts and real retirees.
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A financial adviser explains how a client could have unwittingly triggered the Medicare surcharge and what others need to know about it....
Picking a degree is one of those decisions people make before they fully understand how money works. You’re told to follow your passion, get a diploma, and everything else will fall into place. ...
Retire in Greece, the birthplace of Western civilization, for a sunny, healthy lifestyle amid countless ancient ruins and miles of picturesque coastline....
U.S. phone companies charge exorbitant prices for international mobile data roaming. Buying an eSIM for international travel costs under $10. Learn the Nuts and Bolts I put everything I use to manage ...
I'm one of those who retired without a pension. Fortunately, we worked hard and saved well. Having said that, I know that I can only enjoy the good life while my investement's are humming along nicely...
For medical professionals and institutions, the importance of reimbursement in healthcare cannot be overstated: it’s how you are paid—and how ... Read more...
Ever wonder how someone who's made a million dollars or more did it? Kiplinger's new My First $1 Million series uncovers the answers....
I recently served as a defendant's expert witness in a medical-legal case, and it profoundly changed my perspective on medical practice. The post What Serving as an Expert Witness Taught Me About the ...
On April 18, 2025, I visited my local SSA field office - https://www.reddit.com/r/SocialSecurity/s/lDW6bo2o4u - to file my IRMAA appeal. Today, I got the notification that my appeal was granted and I ...
FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but ... Read more...
An emailer asked about the best way to buy a $3 million home without selling their current home. Here are seven options to think about. The post How to Move Up to the Next Level and Buy a Multi-Millio...
When markets get shaky, understanding how market indicators work can help investors separate signal from noise....
More people are paying for time, privacy and peace of mind as they choose to "opt out" and pay a premium for the privilege of saving time and accessing peaceful environments....
Health savings accounts (HSAs) have long been used to cover medical costs. But when treated like a retirement account, they may also help build long-term savings....
Financial literacy is changing as students need solid financial knowledge and savvy online skills to make informed decisions in today's fast-paced digital world....
As the housing market starts to sway in buyers’ favor, sellers are getting creative with concessions at near-record rates....
Some first-time buyers are “rentvesting” — prioritizing the purchase of a rental or vacation property first as an investment while continuing to pay rent themselves....
You can work for twenty years and still have no real control over your time, your income, or your future. The truth is, most people aren’t stuck because of lack of effort, but because they made ...
In a recent podcast,I had the opportunity to speak with Marylou Sudders, the Secretary of Health and Human Services for Massachusetts throughout the COVID-19 pandemic. But COVID was only part of what ...
I have my eye on a small but beautiful cottage. Will I regret tying up my money?...
People who don't 'need' their Social Security may consider using their benefits to manage estate taxes and long-term care expenses....
Remote work is terrific for your health and income. You're also likely to retire later, which might convince your employer to let you work from home....
If we're not already in a recession, we may soon enter one due to aggressive trade policies that are fueling tremendous uncertainty. As companies and consumers pull back on spending, millions of jobs ...
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I (54yo) have term life insurance through age 60. My target retirement is tentatively 61yo. By this age I will have a military pension, VA disability compensation, and over 1 million in 401K/IRA. My u...
For those retired in the Plains (for cost of living background) how much do you really need. Currently, 55. Owe 10 years on house. No other debts. 401k max, IRA, and too much cash in the bank. I want ...
I retired in December at age 62. Today I learned that my former employer is offering an incentive of $117,000 to anyone over age 59 1/2 to retire early. It was kind of a bummer to hear that, but on re...
I have the opportunity of retiring at 62 and working three days a week ( currently 57). The other option is to just work full time and retire at 60. Both options would allow me to have to have the sam...
Adults now make up about one-third of those opting for braces on their teeth, and the prevalence of video conferencing could be one reason....
Hobbies like knitting, sewing, gardening, and baking are making a comeback, with the craft and hobby market projected to reach $74.3 billion in revenue by 2033....
Brand loyalty is facing a serious test as the purchasing decisions of shoppers are being shaped by a new set of priorities — and a willingness to reconsider habits....
If you're nearing retirement and worry that your job is no longer needed, take steps to upskill or reskill....
It isn’t common, but there are times when your Social Security payment could be delayed....
In this episode, Brian asks some great questions about using Net Unrealized Appreciation (NUA) for company stock inside a 401(k). We dive into the rules, timing, and strategies that could lead to majo...
Have you ever looked around and realized the people holding everything together aren’t the ones in suits? They’re the ones fixing, lifting, building, and showing up before the sun does. Th...
For those interested - SSA.gov Press Release 04/29/2025 - Social Security Administration Highlights Key Accomplishments in the First 100 Days of New Administration...
Yes, this is still the current interpretation of Social Security as an entitlement of benefits from contributions made over time - SSA.gov Social Security History -Supreme Court Case - Flemming v Nest...
FROM THE ARTICLE: How Social Security and Medicare Transformed Aging in America. Two lifelines for older adults reach important milestones in 2025. By T.R. Reid, AARP. Published April 30, 2025. After ...
FROM THE ARTICLE: AARP Answers Your Social Security Questions: 5 Takeaways from Our Live Event. An expert panel discussed customer service issues, the program’s financial future and our advocacy...
At the 100-day mark of Donald Trump’s second term, retirement security — already precarious for millions of Americans — is taking another serious blow....
Should you age in place or find a community of belonging? Learn about a community that is thriving for people age 55+....
Capitalists care deeply about worker power. If workers have it, they know they’ll have to share more of their profits. So right now, all eyes are on labor power....
Tuesday, April 22 - Monday, April 28, 2025 Top Comments score comment 81 /u/rhrjruk said “I do nothing in the morning, which leaves my afternoons free.” Jedi Master Retiree 59 /u/ktappe sa...
Many great savers hesitate to spend once they retire—unsure how to shift gears after years of discipline. In this episode, we talk through what it looks like to use money with intention, not jus...
What I wrote, shared, and got quoted on this month — from $5.65M FIRE projections to WSJ quotes, market drops, and 750K-view LinkedIn posts....
At an early age, I was attracted to the allure of living off of interest — having enough income-producing cash and invested assets to retire on dividends and interest without spending any of the...
If you own two cars, shedding one might be easier than you think. And the freedom from rising vehicle expenses can bring relief to retirees....
If you've had any life changes — marriage, divorce, a new baby or retirement — you might want to make sure your beneficiaries are in order....
Women already face an uphill battle when saving for retirement. Auto portability tech transfers their 401(k)s when they change jobs, which can add up over time....
Saving for retirement can feel overwhelming – especially with headlines constantly reminding us about rising healthcare costs, tariffs, and a volatile market. But here’s the thing: Most re...