Curated articles and podcasts from trusted financial experts and real retirees.
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As Andy Rooney noted, “It’s paradoxical that the idea of living a long life appeals to everyone, but the idea of getting old doesn’t appeal to anyone.” As medical science impro...
Exploring “The One, Big, Beautiful Bill” and its proposed changes to HSAs....
? Show Notes In this episode, we tackle the intricacies of retirement planning and the importance of trusting your financial projections. Join us as we explore the concept of 'productive paranoia' and...
In response to those who were interested in the retirement advice given by the Elders, I am posting (some) of the wisdom of these men who had a big effect on me while I was struggling a little bit dur...
I admit that I am an introvert and attending a party that’s all about me was intimidating. But there were so many people who used to work with me or currently work with me and it was overwhelmin...
Come 2033, we may all have a chance to find out - That’s what the 2025 Social Security Trustee Report is telling us - and it has been telling us this for the last 15+ years even though the date ...
Once again this week, I am seeing individual beneficiaries living in a marriage, each with their own benefits, being devastated financially when one of them dies. I do not know where they get the idea...
The cryptocurrency market in 2025 is at a pivotal moment. With record highs, mainstream adoption, and a surge in institutional interest, many investors are asking: Is it too late to get in? The answer...
Why a 25% higher dementia risk could be tied to your US location. But you're not powerless; there are 14 ways to lower your risk....
I’ve been in real estate long enough to see what happens when homeowners ignore routine maintenance. A loose pipe, a foggy window, a slow leak, none of it feels urgent until it wrecks your budge...
Some purchases feel smart in the moment until they sit unused, collect dust, or break after a week. And too often, the price tag stings longer than the excitement ever lasted. This gallery breaks down...
Social Security is a hot topic. I thought it would be interesting to see which presidents since 1983 claimed their benefits....
Regularly updating your financial and health care power of attorney documents ensures they reflect your current intentions and circumstances. It's also important to clearly communicate your wishes to ...
Your home is probably your biggest asset, so if you're getting a divorce, the stakes are high. Keep it? Sell it? You need to have a good plan in place for how to handle it....
We srarted 401ks in our late 20s/early 30s and a job with a pension around then as well. BUT both were by default. Pension was automatic. 401k match solely due to a kind older coworker who explained i...
tl/dr: looking for some good advice on how to overcome my financial fears and make the leap. I'm looking for a good book, website, YT videos, advice, etc. to help get beyond the psychological challeng...
I’m planning on retiring after my birthday near the beginning of next year so I’ve got less than a year to go, hopefully. I am finding joy at work in realizing it’s the last time I&r...
The latest report from Social Security suggests a need to cut benefits in 2033. This doesn't mean you should claim early, but many are. The post Social Security Faces Most Urgent Forecast Yet. Should ...
Financial goals are usually numerical. Nothing wrong with that, but you probably also want to manage your money for happiness. Find out how. The post 6 Tips for How to Manage Money for Happiness appea...
Planning retirement? This list might inspire you to include post retirement work. Already retired? You might be choose to return to work. The post The Top 8 Reasons Why People Work in Retirement (4 Ha...
Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek. The post Compound Interest and Saving as Much as You Can as Ea...
Most people recognize that owning real estate is one of the most powerful investments you can make. But few realize ... Read more...
Ralph and Alice in Monument, Colorado have $4.6 million dollars saved at ages 63 and 58. Should they do Roth conversions? How do they avoid IRMAA? Mary Jo in Escondido, California wonders if she shoul...
The nation’s key program for retiree benefits continues to see financing shortfalls. Unless Congress acts, those drops could lead to payment cuts in eight years....
What is it you like best about retirement? For me the top two things are: There is nobody who can pick up their phone and call me to say... What are you working on and how long would it take for you t...
Answering reader questions about Public Service Loan Forgiveness, looking for disability insurance as a resident, and what role bonds should play in your retirement. The post PSLF, Insurance, and Bond...
Today we answer a question from Chris about The Good Life Abroad and whether we plan to take a trip with the company. We share our thoughts on the concept, what interests us about their offerings, and...
I’ll never forget when I was in the final two weeks of my career, making the rounds to say goodbye to colleagues and thank those who had been part of my journey. During one of those conversation...
Significant reductions in the IRS workforce appear to be increasing the number of 'no change' audit closures. The shift could potentially increase the overall tax gap — the difference between ta...
Combining IRA investments, lifetime income annuities and a HECM into one plan could significantly increase your retirement income and liquid savings compared to traditional planning....
Estate planning isn't just about distributing assets. Working with a financial adviser can ensure you've considered the big picture — and the finer details....
Social Security faces manageable financial challenges that could become easier if policymakers took meaningful steps in the right direction....
Data on nonfinancial corporations show high profits, trillions in cash, large dividend payouts and modest capital expenditures....
How do you know you have enough—money, possessions, time, luxuries? This article outlines how to define enough....
One of the most overlooked risks in real estate investing isn’t rising interest rates, leverage, or even tenant issues—it’sexecution fear. You run the numbers. The property checks al...
A review of the first 100 days of any presidency is nothing new. It’s a way to track how policy ... Read more...
Money matters, no doubt. But if you can’t cook a meal, change a tire, or hold a halfway decent conversation, all that budgeting won’t get you far. According to recent research, 18% of seco...
AI isn’t just taking jobs, it’s creating them too. AI is changing everything. It’s not just about automation or layoffs. It’s also about opportunity. New roles are popping up a...
We asked the experts what to do when you're stuck on the fence....
FROM ARTICLE. Trust Fund Shortfall in 2034. New forecast says benefit reduction rate could come a year sooner than previously predicted. By Kenneth Terrell, AARP. *** There are 3 comments on the AARP ...
SSA.gov - A Summary of the 2025 Social Security Trustee Report You can read the linked report, it isn’t long - this is the summary only. Just some highlights: Based on our best estimates, this y...
Retirement rarely goes as planned. Learn four pivots to prepare for the unexpected and build a resilient retirement plan that works—no matter when it starts....
When I first started Financial Samurai back in 2009, I had idealistic dreams of helping as many people as possible achieve financial freedom. My finances were crumbling during the global financial cri...
Becoming a self-made millionaire isn’t about luck. It’s about behavior. According to multiple studies of self-made millionaires, the real difference comes down to consistent money habits, ...
I really like her and the company and my career - I’m just ready. Frankly now that I have made the decision I would basically like to end now but I will offer 4-6 months and to be as helpful as ...
I am new here and will turn 62 at the end of the year. I have a modest state-sponsored pension that pays me $54k/yr since I retired at 55. I would have been laid off with all the others in the program...
My previous post really caught fire, and I think it led to some good discussions. I felt it was important to follow up. My wife and I had a great discussion last night. Although she didn’t come ...
I’ve done the money math. I’ve read this Reddit. I’ve listened to podcasts and even took a 10 week coaching course for how to thrive in retirement. So I feel “prepared”. ...
A new investor might not understand that looking at a fund's past performance doesn't mean it'll have similar future returns. Here's why. The post Why You Can’t Invest by Looking in the Rear-Vie...