Curated articles and podcasts from trusted financial experts and real retirees.
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Shifting from saving to spending in retirement requires a new way of thinking. Answer these five questions to find out if you're ready for this next chapter.
It's time to enjoy the wealth you've built without worrying about inflation and surprise expenses wiping out your savings. Here's how.
Leaving a high-powered career brings freedom, but also an identity crisis. Four leaders share how to build a meaningful post-work chapter.
Unexpected costs could outweigh your tax savings, so it could be smarter to explore tax planning strategies that would let you stay right where you are.
Sudden wealth is less about the money and more about the discipline to manage it, so it's critical to pause and plan before making any major financial moves.
I’m retired a few years earlier than I meant to do, and have been living on my IRA for the past year, and will also live on it for the coming year, until I’m able to start claiming SS as well. I don’t...
Hi everyone, I recently moved into a subsidized low-income senior housing apartment building and am looking for ideas to bring that will involve other residents but isn't the lame bingo or cards group...
Eliminating the Social Security earnings cap could strengthen solvency, but broader reforms may be needed to secure the program’s long-term financial future.
3 Retirement Decisions Nobody Prepares You For Retirement can change how you approach life insurance, mortgages, income, and investments. Jeremy Keil answers three financial questions retirees may not...
Originally published at The Prudent Plastic Surgeon Physicians have a strange relationship with money. We spend more than a decade ... Read more
Hey Everyone! I’m back from my summer vacation. My brothers and I went to visit my dad in Thailand. He had radiation treatment for prostate cancer earlier this year. He ... Read more The post Summer V...
For all of those people who are tax-phobic and want to avoid paying much in taxes at all, here are some extreme ways to reduce them. The post Some Extreme Ways to Dramatically Reduce Your Tax Bill app...
Recently went through a car buying experience. (I don't recommend it, at least not with traditional dealers!) But the whole thing made me reflect on how my attitude toward automobiles has enabled me t...
How can you be sure you're getting unbiased, comprehensive financial advice that fits your life, not product recommendations that reward your financial pro?
Your 50s mark the start of a critical retirement planning window. For those with significant wealth in an ESOP, failing to plan can get expensive.
Every estate plan needs a will. Most estate owners do not know enough about wills. Knowing more can reduce the cost of the estate plan and deliver better results.
Aging in place meets high-energy fun with smart home upgrades that make hosting grandkids a breeze.
As unique as Bitcoin is, it brings unfamiliar responsibilities involving custody, security, and key management. How should you handle them? The post You’re Already a Physician; Bitcoin Doesn’t Need to...
I have been a landlord since 2005, the year I rented out the very first property I bought in San Francisco after buying a single-family home. Since then I've been through all sorts of disputes. Neighb...
Roth conversions can be a game-changer for retirees with pensions facing higher tax rates. Find out how much you know about conversions' impact on your money.
Investors might want to add "buffered" strategies like registered index-linked annuities (RILAs) to their investing toolkit to balance downside risk.
Over the next two decades, a Great Wealth Transfer will occur between baby boomers and the generations that follow. Is your family prepared to handle it?
Try these proven strategies from the ultra-wealthy to protect your assets, cut taxes and pass on more to your heirs.
Social Security figures and 2026 withdrawal rate research show what three common retirement portfolios can generate in monthly income. The post What $250,000, $500,000, and $750,000 Pay You in Retirem...
Life satisfaction often rebounds after midlife, staying relatively high in your 60s and early 70s. Here’s how to prepare for a fulfilling retirement. The post Life After Retirement: Why Many People Fe...
Almost everyone struggles with debt at some point. In my early 20s, I learned some hard lessons about credit card debt. In my early 30s, I paid back graduate student loans that soaked up a huge share ...
Not my own but thought some members here might want to discuss. Thanks! submitted by /u/MidAmericaMom[visit reddit] [comments]
Answering listener questions about 529 plans, including how much to save, tax-free growth, withdrawals, Roth IRA rollovers, and what to do with an overfunded account. The post What Doctors Need to Kno...
You don’t need to panic yet about Social Security, but you should stay informed.
Learning to handle losses in life is a survival skill. As we get older, the losses can come faster. Resilience at all ages is needed as disruptions are accelerating.
When planning for retirement, it's necessary to use and rely on a certain amount of math. However, what if your math is based on assumptions that might not be accurate? In this episode we explore some...
"Save more than you spend" sounds like a timeless piece of money advice, as true today as it was two hundred years ago. But in the mid-1800s, many folks believed you needed to spend your money as soon...
Hi - I have not been able to save a lot of money for retirement. I do have two pensions,I max out my HSA and have about $20k invested there, and about $20k in an emergency fund, and $200k in IRA type ...
Retirees with pensions and large tax-deferred accounts often find themselves pushed into permanently higher tax brackets. Here's what you can do about that.
Turning 45? Retirees reveal the biggest investing, saving, and spending mistakes they made during their peak earning years—and how to fix them today.
When a spouse dies, wrapping up their financial affairs too quickly can make your own life more complicated. In fact, few decisions must be made right away.
As clients consider when to claim Social Security, an advisor proposed a strategy to maximize tax-free retirement income using certain benefits and senior deductions.
I wrote this post because I needed a kick in the pants. I was finishing my fifth straight day of seven to nine hours of nonstop childcare, plus three posts and a newsletter, and I still had four more ...
Medicare Advantage members can lose access to hospitals, hospital systems and other providers at any time during the year. Such changes are happening more frequently.
Longevity preparedness & retirement planning isn't just about money. See how home security, technology and trust can help you age-in-place and live independently longer.
In this summer replay, Roger talks with Dr. Daniel Crosby about learning what to ignore in an age of information overload. They explore how to filter financial advice, align decisions with your values...
Last July I picked up a five-year diary/ journal off of Amazon after seeing Maurice Moves from YouTube recommend it. The reality is you get a few lines to write what you did that day. All five years f...
Here's a little history on the Roth IRA, when the backdoor was left open for high earners, and why the government allows us to do this. The post Why the Front Door Is Locked: The Origins of the Backdo...
4 in 10 physicians already have a side gig, and nearly three-quarters say it’s just as fulfilling as clinical medicine, ... Read more
A divorce decree ends the marriage, but a QDRO moves the money. Test your retirement plan division readiness with our quick 10-question quiz.
Financial expert Farnoosh Torabi breaks down the costly retirement mistake most retirees ignore and how to fix it before it hurts your savings.
A financial plan is designed to adapt to life changes, not market changes, helping with how assets are distributed and how withdrawals can reduce taxes.
When you inherit a home, understanding key IRS rules and state tax impacts can save you thousands.
How to Claim Class Action Settlement Money (2026 Step-by-Step Guide)
SoFi Student Loan Refinance Review 2026: Is It Worth It?